Keeping Your Student Loans Out of Default

November 13, 2020

Current trends indicate that the number of defaulted student loans is steadily increasing. Defaults occur after an extended period of not making payments on your student loans. If you don’t pay for more than 90 days, your loan servicer will report the delinquency to the three nationwide credit bureaus and your credit scores may drop. …

COVID & Credit: Tackling Mortgage Challenges

October 27, 2020

Every homeowner’s nightmare is that they can’t pay their mortgage. Whether it is because you are not working due to the Coronavirus/Covid-19 pandemic, or you’re dealing with other financial challenges, there could be many reasons that you are behind on making your monthly payments. If adjusting your budget has not helped, here are some steps to …

Guide to Common Investment Terms

September 10, 2020

When approaching investing, it is helpful to have a broad understanding of some basic concepts and terminology. Whether you are handling your own investing or working with an advisor, you can be more engaged in the management of your portfolio with a grasp of investment-related terms. Part of an advisor’s role is to educate clients …

COVID-19 Fraud in Electronic Communication

July 23, 2020

With so many of us working from home, scammers are trying harder to obtain our personal information and install malware on our devices using fraudulent phishing emails and smishing attacks (phishing using text messages). You can avoid many of these attempts by following the precautions listed below. Do not click on links in emails that …

Coronavirus & the Financial Markets – Update

April 28, 2020

The Covid-19 virus has peaked and for now is waning thanks to the many citizens who have followed admonitions for social distancing and the heroic actions of many front-line emergency responders, non-profit volunteers and health professionals.  The pandemic has taken the lives of over 56,000 people in the U.S. and the mitigating efforts have brought …